How to Play Rummy – A Beginner’s Guide to the 13-Card Game in India

Whether you’re aiming to win real money or just want to enjoy a fun game with friends, rummy is one of the easiest and most exciting card games in India. This guide will walk you through how to play rummy, especially the popular 13-card version played online.
1. What Is Rummy?
Rummy is a classic card game where players aim to organize their cards into valid sets and sequences. It’s a game of skill—not chance—which makes it legal to play for real money in most Indian states.
2. Objective of the Game
Your goal is to be the first player to:
✅ Create at least one pure sequence
✅ Form one more sequence (pure or impure)
✅ Arrange all 13 cards into valid sets and sequences
3. 13-Card Rummy Setup
Element | Details |
---|---|
Number of Players | 2 to 6 |
Cards Dealt | 13 to each player |
Deck | 1 or 2 decks with jokers |
Joker | One randomly chosen card becomes the wild joker |
Turn System | Clockwise, one pick and one discard per turn |
4. Rummy Terminology Explained

Term | Meaning |
---|---|
Sequence | 3+ consecutive cards of the same suit |
Pure Sequence | A sequence without using a joker |
Impure Sequence | Sequence using a joker |
Set | 3+ cards of the same rank, different suits |
Drop | Exiting the game early to lose fewer points |
Declare | Showing your hand once it’s ready |
5. How to Form Valid Sets & Sequences
You must have:
- At least 1 pure sequence
- At least 1 additional sequence
- All 13 cards arranged into valid sets or sequences
💡 You can use jokers to complete impure sequences and sets—except for the pure sequence.
6. Step-by-Step Gameplay
- Each player is dealt 13 cards.
- A joker is chosen.
- Players draw and discard cards each turn.
- Try to complete the required sets and sequences.
- Once done, press “Declare”.
- The system validates your hand and calculates scores.
7. Example of a Winning Hand
- Pure Sequence: 3♣ 4♣ 5♣
- Impure Sequence: 7♦ 8♦ Joker
- Set: K♠ K♦ K♣
- Remaining: Valid set or sequence
Result: Valid declaration – you win! 🎉
8. Top Tips to Win More Often

- Form your pure sequence first – it’s mandatory!
- Get rid of high-point cards early if they’re not useful.
- Observe other players’ discards carefully.
- Use jokers wisely to complete impure sequences or sets.
- Group cards manually to avoid mistakes during declaration.
9. FAQs – What Beginners Ask
Q: Is rummy a game of skill or luck?
A: It’s a game of skill, officially recognized by Indian law.
Q: Can I play rummy for money legally?
A: Yes, in most Indian states. Exceptions include Assam, AP, Odisha, etc.
Q: What happens if I declare incorrectly?
A: You lose the round and get the maximum penalty points.
Q: How can I practice rummy before playing for cash?
A: Use the free tables on 66 Rummys to practice without risk.
10. Play Rummy Online at 66 Rummys
Now that you understand how to play, why not try your hand and win real cash?
✅ Instant ₹50 signup bonus
✅ Secure UPI/Paytm payments
✅ Fair play with RNG-certified shuffling
✅ Real Indian players, 24/7 gameplay